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Terms of Use

Last updated: 1 January 2025

1. Acceptance of Terms

By accessing or using the MortgageBloc platform and website (collectively, the "Service"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.

2. About MortgageBloc

MortgageBloc Limited is registered in England and Wales with company number 12844126. MortgageBloc LTD is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the FCA under the Payment Services Regulations 2017 (FRN: 804718).

3. Use of the Service

The Service is intended for authorised lending institutions and their employees. You agree to:

  • Use the Service only for lawful purposes
  • Not attempt to gain unauthorised access to any part of the Service
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorised use of your account

4. Intellectual Property

All content, features, and functionality of the Service are owned by MortgageBloc Limited and protected by applicable intellectual property laws. MortgageBloc® and the MortgageBloc logo are registered trademarks of MortgageBloc Limited. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Data and Privacy

Your use of the Service is governed by our Privacy Policy, incorporated into these Terms by reference.

6. Open Banking

Open banking functionality is provided through Plaid Financial Ltd. (FRN: 804718). Access to applicant banking data is subject to applicant consent and provided on a read-only basis.

7. Limitation of Liability

To the fullest extent permitted by law, MortgageBloc Limited shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

8. Termination

We reserve the right to suspend or terminate your access at any time for conduct that violates these Terms.

9. Changes to Terms

We may update these Terms from time to time. Continued use following notification constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of England and Wales.

11. Contact

Questions about these Terms: legal@mgb.ai.

MortgageBloc®

MortgageBloc Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Registered in England and Wales, Company No. 12844126. MortgageBloc LTD is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718).

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