Effective date: 15 May 2025

Website: www.mgb.ai

Company Name: MortgageBloc LTD 

Jurisdiction: United Kingdom

1. Introduction

Welcome to the MortgageBloc website ("Website", "we", "us", "our"). By accessing or using this Website, you agree to be bound by these Terms of Use (“Terms"). If you do not agree with these Terms, please do not use our Website.

MortgageBloc Ltd is registered in England with Registered No. 12844126. 

MortgageBloc provides certain administrative functions that are a part of the mortgage application process. It provides these to mortgage lenders and also to intermediaries (MortgageBloc’s customers.) Access to the website does not provide regulated financial services or advice and these Terms. Certain locations are  available to consumers by lenders or intermediaries via invitation only. These Terms are not intended to cover such access and the end consumer is required to agree to specific terms when accessing in that manner. Such access may involve the regulated activity of Account Information Service (AIS) which falls under Payment services regulations and is regulated by the Financial Conduct Authority. MortgageBloc LTD is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718).

This Website is intended for use only within the United Kingdom.

2. Website Use

You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to:

- Violate any applicable laws or regulations.

- Use the Website for fraudulent or harmful purposes.

- Attempt to gain unauthorised access to any part of the Website or its systems.

Under the Terms stated herein, MortgageBloc Ltd does not allow users to create accounts or log in to any platform through this Website.

3. No Financial Advice

The information on this Website  and covered by these Terms is provided for general guidance and informational purposes only. It does not constitute financial advice.

We recommend seeking independent financial advice from a regulated adviser before making any mortgage or financial decisions.

4. Personal Information

Under these Terms, we may collect personal information from you, for example, when you fill out contact forms, request information, or communicate with us. All personal data is handled in accordance with our Privacy Policy, which complies with the UK GDPR and Data Protection Act 2018.

5. Intellectual Property

All content on this Website—including text, graphics, logos, images, and any underlying code—is the property of MortgageBloc Ltd or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written permission.

6. Third-Party Links

This Website may include links to external websites for your convenience. MortgageBloc Ltd is not responsible for the content or practices of third-party websites and does not endorse them. You access such websites at your own risk.

7. Disclaimer and Limitation of Liability

Under the terms as provided, the Website is offered “as is” and “as available,” without any warranties of any kind. We do not guarantee that the Website will be error-free, secure, or continuously available.

To the maximum extent permitted by law, MortgageBloc Ltd shall not be liable for any direct or indirect loss or damage arising out of or in connection with your use of (or inability to use) this Website.

8. Limitations

The Terms herein provided allow and enable access to the site was for information purposes and for the provision of contact details to MortgageBloc. These Terms do not cover the use and operation of the MortgageBloc Platform as a customer or as an end consumer. Where you are granted access to these additional facilities either by MortgageBloc or by MortgageBloc customer invitation, you will be required to agree to an End user Licence Agreement (EULA) specific to the purpose for which you are using the MortgageBloc Platform.

9. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes related to these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact Us

If you have any questions about these Terms or the Website, please contact us at:

Email: hello@mgb.ai

Address: MortgageBloc Ltd, 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ